Managing your finances can be difficult. When you don’t manage your finances effectively, you find yourself spending more than you should and then not having enough money for the next month, let alone for things like emergencies or unexpected expenses! Sometimes...
Thereโs a reason why 78% of Americans are living paycheck to paycheck: Lack of self-discipline in forgoing instant gratification over long-term fulfillment.ย Even though we know itโs wrong when weโre doing it (and we know weโre going to regret it afterward) we still...
